Privacy Policy
Last Updated: March 19, 2026
Welcome to Excel Capital ("Company", "we", "our", "us"). We are committed to protecting your privacy and ensuring transparency in how your personal information is collected, used, and safeguarded.
This Privacy Policy explains how we handle your information when you visit https://excelcapital.co/ ("Website").
1. Information We Collect
We may collect the following types of information:
a. Personal Information
When you interact with our website (e.g., forms, contact requests), we may collect:
- Full name
- Email address
- Phone number
- Company/business details
- Financial or business-related information (if provided)
- Any other information you voluntarily provide
b. Automatically Collected Information
When you visit our website, we may automatically collect:
- IP address
- Browser type and version
- Device information
- Pages visited and time spent
- Referral URLs
c. Cookies & Tracking Technologies
We use cookies and similar technologies to:
- Improve user experience
- Analyze website traffic
- Remember preferences
You can disable cookies through your browser settings.
2. How We Use Your Information
We use your information to:
- Respond to inquiries and provide services
- Evaluate your eligibility for business funding or financing options
- Communicate with you (email, phone calls, SMS if applicable)
- Connect you with funding partners or service providers
- Improve our website and offerings
- Send updates, marketing, or promotional content (only if permitted)
- Maintain internal records and analytics
3. Sharing of Information
We do not sell your personal data.
We may share your information only in the following cases:
- With trusted service providers (hosting, analytics, CRM tools)
- With lenders, funding partners, or financial service providers to process your request
- When required by law or legal authorities
- To protect our rights, safety, or property
- In case of business transfers (merger, acquisition, etc.)
4. TCPA Consent (Calls & SMS)
By submitting your information through our Website, you consent to receive:
- Calls (including automated or prerecorded calls)
- Text messages (SMS)
- Emails
from Excel Capital and its partners, even if your number is listed on a federal or state Do Not Call registry.
Consent is not a condition of any purchase or service.
You may opt out at any time by:
- Replying "STOP" to SMS messages
- Contacting us directly
5. Data Security
We implement appropriate technical and organizational measures to protect your data, including:
- Secure servers
- Encryption (where applicable)
- Access controls
However, no method of transmission over the internet is 100% secure.
6. Data Retention
We retain your personal data only for as long as necessary:
- To fulfill the purposes outlined in this policy
- To comply with legal obligations
- To resolve disputes and enforce agreements
7. Your Rights
Depending on your location, you may have the right to:
- Access your personal data
- Correct or update information
- Request deletion of your data
- Withdraw consent for marketing communications
To exercise these rights, contact us at: 📧 info@excelcapital.co
8. Third-Party Links
Our website may contain links to third-party websites. We are not responsible for their privacy practices, and we encourage you to review their policies.
9. Children's Privacy
Our services are not intended for individuals under 18. We do not knowingly collect personal data from children.
10. Updates to This Policy
We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated revision date.
11. California Privacy Rights (CCPA)
a. Categories of Personal Information Collected
In the past 12 months, we have collected the following categories of personal information as defined under the CCPA:
- Identifiers such as name, email address, phone number, and IP address
- Commercial information, including business and financial details you provide
- Internet or electronic network activity, such as browsing behavior on our website
b. Your California Privacy Rights
If you are a California resident, you have the right to:
- Know what personal information we have collected, the sources it came from, and the purpose for which it was collected
- Request deletion of your personal information, subject to certain exceptions
- Opt out of the sale of your personal information (we do not sell personal data)
- Non-discrimination — we will not treat you differently for exercising your privacy rights
c. Shine the Light
Under California Civil Code Section 1798.83, California residents may request information about personal data we share with third parties for their direct marketing purposes.
To make such a request, contact us with "Privacy Rights Request" in the subject line.
d. Do Not Track
Some browsers include a "Do Not Track" feature. At this time, we do not respond to browser Do Not Track signals. We adhere to the standards outlined in this Privacy Policy in how we collect and process your information.
e. How to Exercise These Rights
To submit a request under any of the above rights, contact us at: 📧 info@excelcapital.co
