Helping Your Business Excel, One Loan at a Time!

Instant cash, regardless of your credit score
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Our Mission

Excel in Business, Excel with Capital

At Excel Capital, with over 16 years of experience, our mission is to empower small businesses by providing fast, flexible, and reliable working capital solutions. We leverage our industry expertise to help entrepreneurs excel in their growth and achieve their business goals with personalized funding options. Committed to transparency, efficiency, and customer success, we strive to be the trusted partner that fuels business potential and financial stability.
Start-up Loan
Give your new business a solid financial foundation. Start-up loans, with low down payments and competitive rates, are designed to fuel the growth of start-ups.
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SBA Loans
Empower your business with SBA loans, a practical solution for small businesses seeking reliable financial backing.
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Business Line of Credit
A business line of credit offers flexible borrowing and repayment, giving you control over your financial needs.
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‍Equipment Funding
Equipment financing provides businesses with capital to purchase essential equipment, using the equipment as collateral until the loan is paid off.
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Merchant Cash Advance
Get quick cash with a merchant cash advance! Repay effortlessly through a percentage of your card sales, giving your business flexible and hassle-free funding.
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Accounts Receivable Funding
Access funds faster with accounts receivable financing! Receive early payment on invoices by pledging them to a funder with a minimal fee.
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Credit Builder Program
Build your credit with our Credit Builder Program! Enjoy personalized support and resources to improve your credit profile and strengthen your financial foundation.
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Why Choose Excel Capital for Your Business Loan Needs?

At Excel Capital, we understand that your business is unique, and so are your financial needs. With over 16 years of experience in the industry, we've built a reputation for delivering fast, flexible, and tailored funding solutions designed to help businesses thrive. Here’s why thousands of business owners trust Excel Capital:

Proven Expertise

With 16 years in the business funding industry, we have the knowledge and experience to guide you to the right funding options, no matter your business size or goals.

Speed & Flexibility

We know that timing is critical. That’s why we offer fast approvals and flexible loan terms, ensuring you get the working capital you need, exactly when you need it.

Personalized Solutions

No two businesses are alike. We take a personalized approach, analyzing your needs to offer custom-tailored financing options that align with your growth goals.

Trust & Transparency

At Excel Capital, we believe in clear communication. We provide straightforward terms and honest advice, ensuring you feel confident every step of the way.

Customer-Centric Approach

Your success is our success. We pride ourselves on exceptional customer service and ongoing support to help you navigate your financial journey
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How Our Funding Works

We know your time is valuable. So, our approach
is all about speed and simplicity. We ensure the process is fast and efficient so you can quickly
move forward and focus on growing your business.

Submit An Application

Start the funding process by applying online or in person at your convenience.

Same Day Underwriting

Stay on track and move forward quickly with our same-day underwriting, guaranteeing rapid processing.

Quick Funding

Enjoy rapid access to your funds within 24-48 hours of approval.

What Our Clients Say

Here is how our approach has highlighted and enhanced the success of our valuable clients.
Excel Capital exceeded our expectations. We needed quick access to capital, and the flexible repayment terms made all the difference. The fact that the payments came directly from our card sales allowed us to focus on running the business instead of worrying about monthly payments. Highly reliable service!
Mollie Hall
We were impressed by how easy and fast the process was. Receiving the cash advance gave us the financial flexibility we needed, and the ability to repay through our daily card sales kept everything manageable. It’s a solid option for businesses looking for quick, reliable funding without the usual hassle.
Kelly Williams
We have just three words for Excel Capital- Quick, Easy, and Reliable! We got the funds we needed, and the repayment plan fit perfectly with our business cash flow. Thank you for providing the financial support exactly when we needed it most.
Candice Wu
Excel Capital exceeded our expectations. We needed quick access to capital, and the flexible repayment terms made all the difference. The fact that the payments came directly from our card sales allowed us to focus on running the business instead of worrying about monthly payments. Highly reliable service!
Mollie Hall
We couldn’t be more satisfied with our partnership. Your support has been crucial in positioning us for future success. The seamless funding process and reliability have given us the confidence to scale our business.
Kelly Williams
he entire process was smooth, and the repayment plan fit perfectly into our business operations. We’ll use this service again if we need it. Thank you.
Koray Okumus
We couldn’t be more satisfied with our partnership. Your support has been crucial in positioning us for future success. The seamless funding process and reliability have given us the confidence to scale our business.
Kelly Williams
We have just three words for Excel Capital- Quick, Easy, and Reliable! We got the funds we needed, and the repayment plan fit perfectly with our business cash flow. Thank you for providing the financial support exactly when we needed it most.
Lyle Kauffman
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Frequently asked questions

Everything you need to know about the product and billing.
Why choose Excel Capital for your business loan needs?
Choosing Excel Capital means you'll get personalized loan solutions, rapid approval, and flexible terms designed for your business, along with expert guidance to help you achieve your financial goals
How fast can I expect to receive the funds after applying?
Once your application is approved, you can expect to receive the funds within 24 to 48 hours. The exact timing may vary based on the specifics of your loan and banking processes. We ensure a smooth and quick turnaround so your business can keep moving forward.
What types of businesses are eligible for SBA loans?
Small businesses operating in the U.S. with adequate owner equity are typically eligible for SBA loans, provided they meet the SBA’s specific requirements.
How can I use the funds?
You can use the funds for various business needs, including inventory, equipment, marketing, and operating expenses.
What are the eligibility criteria for applying for an MCA?
You need to show a minimum level of monthly credit card transactions or bank deposits, a solid business track record, and meet any other lender-specific requirements to be eligible.

Need Quick Funding?

Your financial solution is just a click away. Apply now for fast approval and immediate access to funds.
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